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Job Description Renovation Underwriter Job Description Full Time | Hybrid | NY, FL Salary Range: $85,000 – $115,000 annual Pay Transparency: Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the total package that is provided to compensate and recognize employees for their work. About Premium Mortgage Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn’t just a transaction to us. It's a partnership for life. We accomplish this level of customer satisfaction by employing top tier talent—all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve. All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management. Why us? Benefits offered by Premium Mortgage: • Insurance: Medical, Dental, Vision, Company Paid Life Insurance, • Time Off: Paid Time Off, Sick Time, Federal Holidays, Birthday PTO, • Additional Perks: Employee Referral Fee, HSA Employer Contribution, Employee Mortgage Loans Role & Responsibilities The Renovation Underwriter is responsible for evaluating risk and rendering credit decisions on renovation loan applications in accordance with agency guidelines and company policy. This role requires in-depth knowledge of standard mortgage underwriting principles as well as specialized expertise in renovation lending programs across FHA, Fannie Mae, Freddie Mac, VA, and SONYMA, including the unique collateral, contractor, and project feasibility considerations inherent to renovation transactions. Underwriting Responsibilities • Completes full credit underwrite on files submitted to underwriting for approval within posted turn times, • Reviews conditions on files within posted turn times and communicates decisions clearly to all internal parties, • Maintains a unified voice with fellow underwriters on underwriting guidance and escalate file issues not covered by existing guidelines to the Head of Renovation for direction, • Provides feedback on loan quality and mentors processing staff and loan officers on file preparation and guideline compliance, • Works jointly with colleagues to respond to quality concerns, including QC, PETR, NOR, and audit or clarification requests from managers or other departments, • Stays current on changing rules and regulations pertaining to Conventional, Government-insured mortgages, and all renovation products offered, • Meets required KPI standards for the position, • Participate in training and development as needed Renovation Responsibilities • Underwrites renovation loan files in accordance with FHA 203(k), Fannie Mae HomeStyle, Freddie Mac CHOICERenovation, VA renovation, and SONYMA RemodelNY guidelines, • Evaluates project feasibility, including scope of work, contractor qualifications, construction bids and consultant reports to assess risk and ensure compliance with program requirements, • Reviews and approves contractor documentation, including licenses, insurance certificates, W-9s, executed contracts, and cost breakdowns, • Analyzes as-completed appraisals to confirm that the subject property’s projected value supports the renovation loan amount and complies with applicable LTV/CLTV requirements, • Reviews renovation escrow calculations and contingency reserves to ensure proper structuring of the renovation holdback in accordance with agency guidelines, • Coordinates with the Renovation Lending Analyst and closing team to confirm RLS system setup, pre-closing collateral documentation, and post-closing draw administration readiness, • Reviews Loan Estimates (LE) and Closing Disclosures (CD) to confirm accurate accounting of all renovation-related fees, holdbacks, and escrow items, • Identifies and escalates unusual project risks, incomplete contractor documentation, or scope-of-work concerns to the Head of Renovation prior to issuing a decision, • Supports post-closing draw administration oversight by providing underwriting guidance on change orders, project scope modifications, or borrower disputes as needed This job description reflects management’s assignment of essential functions; and nothing in this herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Qualifications for this position Education • A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable. Experience • Minimum two years prior mortgage underwriting experience with a strong understanding of credit analysis, collateral evaluation, and agency guidelines., • Direct experience underwriting renovation loan products (FHA 203k, Fannie Mae HomeStyle, Freddie Mac CHOICERenovation, VA renovation, or SONYMA) strongly preferred., • Familiarity with renovation escrow administration, draw management processes, and as-completed appraisal review preferred., • DE/SAR certifications preferred; CHUMS ID required for FHA renovation underwriting. Transferable Skills • Strong analytical and independent judgment skills with the ability to make sound credit decisions., • Excellent written and verbal communication skills with the ability to clearly convey underwriting decisions and conditions., • Detail-oriented with strong organizational and problem-solving abilities., • Effective time management and ability to manage multiple files simultaneously within established turn times., • Collaborative team player with the ability to mentor and support processing and origination staff. Working Conditions The Renovation Underwriter is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as Sedentary work: • Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.

Job Description Job Summary: This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact. Essential Duties and Responsibilities: • Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available., • Evaluate the experience of a risk against the class of business under review., • Evaluate the loss potential due to catastrophe, severity, and/or frequency., • May rate policies or check previously rated policies for proper rating., • Utilizes knowledge of automated systems to develop information for new or renewal policies., • Prepares quotations for agents and answers questions from agents, policyholder, or prospects., • Assists agents with comments or questions about applications and the likelihood of acceptance by the company., • Reviews requests for cancellation, endorsements, etc., • Reviews policies for renewal consideration., • Request additional documentation necessary for the processing of an application, endorsement or cancellation., • Conduct marketing visits to agents., • Performs other duties as assigned. Qualifications/Requirements: • Must have Producer’s License., • 3 plus years of insurance experience., • Prior exposure to insurance underwriting type activities., • Basic familiarity with computers., • Good oral and written communications skills., • Strong analytical skills and the ability to pay attention to details., • Resourceful and controlled assertive behavior characteristics., • Must have demonstrated negotiation skills, • Technical knowledge of insurance coverage forms and their application to exposure., • Knowledge of departmental regulations and policies., • Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices., • Strong interpersonal skills working with Staff and Company Underwriters, • Experience in standard underwriting practices and procedures., • Associated classes or courses and/or industry license, or designation.We offer a total compensation package which includes salary (range 65k-85k)plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: https://www.linkedin.com/company/jimcor-agencies/ View All Openings: https://www.jimcor.com/join-our-team Website: www.jimcor.com Powered by JazzHR wYuWhfCONY

Insurance Underwriter – Excess & Specialty. Insurance Underwriter – Excess & Specialty.

Underwriter Job Duties: Analyze financial data related to loan requests. Evaluate loan documents are to insure accuracy and completeness. Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors. Record loan denials and specific basis for declining application. Monitor and report noncompliance with loan covenants. Maintain client relationships and provide superior customer service. Assist with technical underwriting issues and questions. Review loan documentation and vendor reports to identify signs of fraudulent activity. Develop and implement underwriting policies and procedures.

Underwriter Job Duties: Analyze financial data related to loan requests.

A leading title insurance company in Syracuse is seeking a Title Underwriter with a Law Degree and extensive experience in title underwriting.The role involves providing underwriting support and guidance for real estate transactions and requires familiarity with New York real estate law.The ideal ca

Strong interpersonal skills working with Staff and Company Underwriters.

The Account Executive Officer (AEO), Commercial Accounts will partner with agents and brokers to provide property, general liability, commercial auto, and/or workers' compensation coverage for new and renewal business based on customers' needs. Commercial Accounts Account Executive Officer. May assi

As a Middle Market Underwriter, you'll help Central fulfill its promise to its customers by effectively managing your assigned territory, building strong relationships with agents, writing a profitable book of business, and providing top-notch service.

Create a collaborative environment as a liaison between Agents and Departments within the organization, including Accounting, Marketing, Human Resources, etc.Accurately prepare and copy board packages as instructed by Agents.Provide administrative support to Agents, which includes generating letters

Servpro of Buffalo/Tonawanda is hiring an Administrative Assistant!.Paid Vacation with time accumulated.And more! As an Administrative Assistant, you would be asked to assist office teammates and all customers by handling office tasks, providing polite and professional assistance via phone and e-mai

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Servpro of Buffalo/Tonawanda is hiring an Administrative Assistant!.Paid Vacation with time accumulated.And more! As an Administrative Assistant, you would be asked to assist office teammates and all customers by handling office tasks, providing polite and professional assistance via phone and e-mai

We have an opening for a talented Netflix Data Analyst to perform daily responsibilities with dedication.Stay adaptable in a dynamic, fast-paced environment.Work with your team to maintain efficiency and service quality.Perks include competitive pay, flexible schedules, hands-on training, a collabor

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The Administrative Assistant II will provide assistance to the department chair.Reliably and proactively maintain the Department Chair's calendar, including scheduling meetings, and outside communications as requested.Attend various meetings and record minutes at meetings as requested by the Departm

We have an opening for a talented Kelly Services Administrative Assistant to perform daily responsibilities with dedication.Provide excellent interactions with customers and colleagues.Ensure compliance with company and safety standards.Perks include competitive pay, flexible schedules, hands-on tra

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Provides comprehensive hybrid (inperson or remote) part-time administrative and coordination support to the assigned team, ensuring smooth execution of daily operations, meetings, travel, and events through effective organization, communication, and follow-through.This role operates with moderate au

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Description We are looking for a Administrative Assistant to support operations and help maintain an efficient flow of materials for the business.This contract position with the potential to become permanent is ideal for someone with at least 1 year of experience who can manage purchasing details

Job Summary: This is a full-time clerical support position which provides a full range of assignments in support of the Executive Director, CNY Biotech Accelerator.This is an on-site only position - no remote work is applicable, as the Administrative Assistant I is the central communications contac

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Medical Receptionist - Patient Navigator.Hematology Oncology Associates of CNY (HOACNY), voted one of Central New York's Best Places to Work, is looking for a full time Medical Receptionist to join our professional team.HOACNY provides cancer care services, Monday through Friday, day hours at three

Colliers Engineering & Design is seeking an Administrative Assistant to join our Syracuse, NY office.This Administrative Assistant will provide intermediate office and administrative support to the area or business unit, and other staff within the business line.Some of the duties may require handlin

Monroe Tractor is a well-known and respected construction equipment and agricultural equipment dealer with over 75 years of experience servicing the northeastern US.With 18 locations throughout New York, Pennsylvania, Vermont, Connecticut, and Massachusetts, we pride ourselves on providing best-in-c

Location: 3413 West Genesee Street - Syracuse, New York 13031.The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial o