Mortgage Advisor - Marbella – International Markets
il y a 1 jour
Marbella
About HabenoHabeno is an international mortgage brokerage specializing in financing solutions for non-resident property buyers in the Spanish real estate market. We work at the intersection of buyers, banks, real estate agents, and legal professionals, helping international clients secure financing and navigate one of the most significant purchases of their lives.As a licensed Real Estate Credit Intermediary (ICI) regulated by the Banco de España, we operate under the requirements of the Spanish Mortgage Credit Act (LCCI). Compliance, professionalism, transparency, and customer protection are at the core of everything we do, ensuring that our clients receive expert advice and a service that meets the highest regulatory standards.We are a growing, international team with roots in Spain and Sweden. As demand for our services continues to grow, we are looking for talented people who want to be part of our journey and help shape the future of international mortgage brokerage in Spain.RoleWe are looking for a Mortgage Advisor who is genuinely sales‑driven, someone who thrives on targets, takes full ownership of their client pipeline, and gets real satisfaction from closing cases well.Much of our client base consists of international buyers purchasing property in Spain, people relocating, investing, or fulfilling a long‑held ambition. You will be their expert through the mortgage process: understanding their situation, identifying the right product, managing the journey from application to approval, and making something complex feel transparent and smooth.This is not a passive advisory role. We want someone who is proactive, commercially minded, and motivated to grow, both their own book of business and the broader Habeno team. The role offers real earning potential and the chance to shape how we develop in key European markets.Role at a GlanceTitle: Mortgage Advisor – International Markets with focus on Non residential clientsLocation: Marbella, SpainReports to: Team Manager, Spain OperationsLanguages: English required; German, Dutch, Polish or French a strong advantageType: Full-time, permanent – hybrid (up to 2 remote days/week after onboarding)Compensation: Fixed salary + variable performance based commissionWhat You Will DoClient Consultation & SalesManage inbound applications and convert clients into active mortgage casesConduct in‑depth consultations to understand each client’s financial situation, goals, and property plansPresent tailored mortgage solutions clearly and confidently, in the client’s preferred language where possibleDrive conversion at every stage: Pre‑Approval → Approved, at which point the case is handed to our closing teamBuild and maintain a strong personal pipeline with consistent follow‑throughCase ManagementTake full ownership of each case from first contact through to Approved status, where it is handed to our internal closing functionLiaise with banks, partner managers and real estate agentsKeep client records and case status updated accurately in our CRM systemsAnticipate obstacles early and resolve them, proactively, not reactivelyRelationships & CollaborationHand off approved cases cleanly to our closing manager, ensuring all documentation and context are in order for a smooth completionBuild long‑term trust with clients, partners, and lendersContribute to a team culture where performance and support go hand in handCompliance & KnowledgeStay current on Spanish mortgage regulations, international lending products, and non‑resident financing rulesEnsure all casework meets regulatory requirements and internal standardsWho We Are Looking ForYou BringA sales‑driven mindset, you are motivated by targets and energised by closingStrong English skills (written and spoken); additional languages warmly welcomedExcellent communication and interpersonal skills across cultures and client typesAn organised, ownership‑oriented approach, you do not need to be chasedComfort navigating complex financial and legal processes with clients who may be doing this for the first timeHighly DesirablePrior experience in mortgage advisory, lending, or financial servicesExperience working with non‑resident or international buyers in the Spanish property marketBackground in real estate brokerage or agency, especially with foreign buyer clienteleDutch, Polish, or French language skills, we are actively growing in these marketsKnowledge of Spanish banking requirements for non‑resident mortgage applicationsWhy Join HabenoA company that is genuinely growing, your contribution will be visible and valuedReal commercial upside: strong performers have the ability to shape their own earningsAn international client base and exposure to multiple European marketsA collaborative team that takes results seriously without taking itself too seriouslyThe tools, support, and structure to do your job well, and the freedom to do it your way