Mortgage Underwriter
hace 17 días
Shelton
Job Description William Raveis Real Estate: A multi-billion-dollar company for real estate, mortgage, and insurance and the nation’s #1 independent family-owned real estate brokerage in the Northeast and Florida according to Real Trends. CEO William Raveis founded the luxury brokerage 50 years ago and has turned it into a real estate powerhouse with more than 4,400 talented sales associates across 140+ offices. WRRE is the only privately held firm offering the most complete set of best-in-class services: from buying and selling with state-of-the-art marketing tools, to renovating and staging, to mortgage, insurance and closing services. Summary: The mortgage Underwriter will be responsible for the day-to-day underwriting process including rendering credit decisions on incoming applications, underwriting mortgage commitments and verifying supporting documentation. Essential Functions: • Underwrites large or more difficult/complex residential loans, • Ensures compliance with appropriate company and secondary market, investor standards, • Examines loan documentation for accuracy and completeness, • Works with loan originator or production staff to secure all required documents, • May provide training and direction to more junior staff, • Have authority to withdraw and decline loans, • Responsibilities include one or several types of mortgage lending (i.e.: conventional, government backed, etc) Additional Responsibilities: • May develop and recommend modifications to underwriting and production procedures, • May respond to individual and investor audits Knowledge, Skills and Abilities: • Widely recognized as an underwriting expert, • Advanced computer skills, • Builds and manages extensive networks of internal and external relationships, • Excellent analytical, interpersonal and verbal/written communication skills, • Understanding of legal, regulatory, economic, competitive and technology environments, which may affect real estate lending programs, • In-depth expertise in multiple underwriting specializations including some FHA or VA experience, • DE and Non-QM experience is a plus, • 5+ years underwriting experience required, • 4 years college degree preferred or equivalent experience, • Spanish speaking a plus Physical Demands: Position requires individual to sit mostly at a desk, answering phone with some bending, reaching, walking, and occasional squatting. There is constant handling, grasping, feeling, hearing, and use of a mouse as a repetitive motion. Maximum requirement to lift is no more than 20 lbs. Hours of Work: NOT a remote position. This role is in office, standard work hours are Monday through Friday from 9:00 am – 5:00 pm with regular and predictable attendance. Company DescriptionWilliam Raveis Real Estate: A multi-billion-dollar company for real estate, mortgage, and insurance and the nation’s #1 independent family-owned real estate brokerage in the Northeast and Florida according to Real Trends. CEO William Raveis founded the luxury brokerage over 50 years ago and has turned it into a real estate powerhouse with more than 4,400 talented sales associates across 140+ offices. WRRE is the only privately held firm offering the most complete set of best-in-class services: from buying and selling with state-of-the-art marketing tools, to renovating and staging, to mortgage, insurance and closing services.William Raveis Real Estate: A multi-billion-dollar company for real estate, mortgage, and insurance and the nation’s #1 independent family-owned real estate brokerage in the Northeast and Florida according to Real Trends. CEO William Raveis founded the luxury brokerage over 50 years ago and has turned it into a real estate powerhouse with more than 4,400 talented sales associates across 140+ offices. WRRE is the only privately held firm offering the most complete set of best-in-class services: from buying and selling with state-of-the-art marketing tools, to renovating and staging, to mortgage, insurance and closing services.