Senior Product Manager (Global Account)
2 days ago
Barcelona
ph3About Thunes /h3 pThunes is the Smart Superhighway to move money around the world. Thunes’ proprietary Direct Global Network allows Members to make payments in real‑time in over 130 countries and more than 80 currencies. Thunes’ network connects directly to over 7 billion mobile wallets and bank accounts worldwide, as well as 15 billion cards via more than 320 different payment methods, such as GCash, M‑Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, AliPay, WeChat Pay and many more. Thunes’ Direct Global Network differentiates itself through its worldwide reach, in‑house SmartX Treasury System and Fortress Compliance Platform, ensuring Members of the network receive unrivaled speed, control, visibility, protection and cost efficiencies when making real‑time payments globally. Members of Thunes’ Direct Global Network include gig economy giants like Uber and Deliveroo, super‑apps like Grab and WeChat, MTOs, fintechs, PSPs and banks. Headquartered in Singapore, Thunes has offices in 14 locations, including Abidjan, Barcelona, Beijing, Dubai, Hong Kong, Johannesburg, London, Manila, Nairobi, Paris, Riyadh, San Francisco and Shanghai. /p pFor more information, visit: /p h3Context of the Role /h3 pThe Product Manager for Global Accounts and Payment Rails will be responsible for defining and driving the product strategy, roadmap, and execution for Thunes' global collections and settlement capabilities to accelerate our Business Payments. This role is critical in enabling next‑generation financial institutions (Banks, Wallets, Fintechs), and global Merchants to easily facilitate global payments through multi‑currency Virtual Account (VA) and local payment rail integrations. /p pYou will be an end‑to‑end owner, taking full responsibility from ideation and market validation through to technical requirements, go‑to‑market, and continuous performance feedback. Success in this role requires a deep understanding of the global payments landscape, including regulatory requirements, clearing and settlement mechanisms, and the technical complexities of connecting to diverse national payment schemes. You will champion your product both internally and externally. /p h3Key Focus Areas /h3 ul liGlobal Accounts: Building and enhancing multi‑currency account capabilities (VIBAN, unique identifiers) for collections, in‑country payouts, and holding balances. /li liPayment Rails Integration: Driving the integration with and participation in national payment schemes (e.g., SEPA, Faster Payments System (FPS), ACH, Direct Debit globally) to facilitate seamless, fast, and cost‑effective local collections and settlements. /li liBusiness Payments Acceleration: Optimizing the entire cross‑border B2B payments lifecycle to reduce friction, increase speed, and enhance transparency for Thunes' corporate clients. /li /ul h3Responsibilities /h3 ul liProduct Strategy and Vision for Global Accounts Rails /li liDefine and own the strategic vision and roadmap for Thunes' Global Accounts and local payment rail integration products, ensuring alignment with Thunes’ overall growth strategy. /li liConduct in‑depth market research, competitive analysis, and customer interviews to identify new opportunities for collections and settlements products that meet the evolving needs of Fintechs, Banks, and Merchants. /li liDevelop clear product documentation, including feature requirements, user stories, use cases, and acceptance criteria for the engineering teams. /li liDriving Payment Rail Execution and Integration /li liLead the product implementation lifecycle for integration with new global and domestic payment schemes (Direct and Indirect participation models). /li liDeeply understand the technical and operational requirements of schemes like SEPA, FPS, BACS, FedNow, UPI, PIX, etc., and translate them into product features and integration specifications. /li liEnsure that Virtual Account and payment rail products meet all necessary compliance, regulatory, and reconciliation standards for cross‑border money movement and safeguarding. /li liAccelerating Business Payments /li liBenchmark and accelerate the time-to-settlement across key payment corridors, focusing on minimizing intermediary bank involvement and leveraging real‑time payment systems where available. /li liDrive product features that enhance traceability, transparency, and enriched remittance data for business payments, improving reconciliation and operational efficiency for customers. /li liDevelop solutions for flexible payment initiation and bulk processing tailored to high‑volume B2X use cases such as supplier payments, payroll, and marketplace collections and settlements. /li liStakeholder Collaboration and Leadership /li liServe as the primary product expert, working closely with Network, Treasury, Finance, Compliance, and Legal teams to ensure operational readiness, liquidity management, and regulatory adherence. /li liCollaborate with Engineering and Architecture teams to define scalable, modular, and robust technical solutions for the global accounts platform. /li liSupport Business Development and Sales teams with product collateral, training, and deep technical expertise for key customer engagements. /li /ul h3Qualities you would find in our Product Team /h3 ul liHigh Growth and Quality Product experts /li liHigh-level of Ownership /li liSense of direct contribution to the company’s success /li liShared Vision /li liOpen Communication /li /ul h3Required Experience and Skills /h3 ul li5+ years of Product Management experience in a FinTech or Financial Services environment, focused on payments, banking, or core infrastructure products. /li liMandatory deep hands‑on experience with Bank payment rails and integrating with/participating in national payment schemes (e.g., SEPA, FPS, ACH, Direct Debit, Real‑Time Payment schemes globally). /li liProven experience in building or managing Virtual Account (VA) or digital IBAN/Account Identifier capabilities for corporate or institutional clients. /li liStrong technical acumen with the ability to articulate complex payment system requirements and integration flows to both technical and non‑technical audiences. /li liSolid understanding of global cash management, reconciliation, settlement, and safeguarding processes, specifically in a B2X cross‑border context. /li /ul h3Package and Benefits /h3 ul liGreat compensation package, including performance company bonus /li liPrivate Health insurance for you and your family /li liLife insurance /li liMobile allowance /li liEmployee wellbeing support program /li liLearning Development budget /li liWork-life balance (flexibility and hybrid working policy) /li liGreat offices in the center of Barcelona (close to Sagrada Familia) /li liOur team is global, you will work with 40+ different nationalities spread across 5 continents /li li25 days of holidays + 2 Thunes Out Days + 2 Community days /li /ul pSound like you? Apply now! /p /p #J-18808-Ljbffr