Risk & Insurance Manager Sarasota
20 days ago
Sarasota
Job DescriptionPosition Summary: Our client, a nationally renowned commercial real estate development firm, is seeking a Senior Risk Advisor to oversee and elevate its enterprise-wide risk strategy. This high-impact role focuses on risk identification, contract and policy analysis, exposure assessment, and the structuring of comprehensive insurance programs that span across a vast and diverse real estate portfolio. The ideal candidate brings at least 7 years of commercial insurance or corporate risk experience, particularly with complex real estate holdings, and possesses a sharp analytical mindset coupled with the interpersonal acumen to influence leadership, legal teams, and insurance partners. Key Responsibilities: • Portfolio Risk Analysis: Lead the identification, assessment, and quantification of risk across retail, hospitality, mixed-use, and auto-related commercial holdings., • Claims Oversight: Analyze claim trends (e.g., slip-and-fall, construction, workers' compensation) and collaborate with internal adjusters and TPAs to implement proactive strategies and reduce total cost of risk., • Coverage Design: Structure and advise on insurance placements including general liability, workers’ compensation, property, builder’s risk, environmental, cyber, and umbrella programs., • Policy & Contract Review: Interpret and assess leases, service contracts, indemnification clauses, and policy language to ensure optimal risk transfer and compliance., • Strategic Risk Transfer: Recommend alternative risk financing and self-insurance strategies based on market conditions and corporate risk tolerance., • Program Leadership: Coordinate renewals, audits, and broker engagement, ensuring continuity, competitiveness, and accuracy in all placements., • Cross-Functional Collaboration: Serve as the internal advisor to leadership, legal, property management, construction, and development teams on all risk-related matters., • Vendor & Broker Relations: Maintain strong partnerships with external carriers, brokers, adjusters, and claims consultants., • Reporting & Compliance: Oversee insurance data management, including property schedules, loss runs, policy terms, and risk register documentation., • Team Oversight: Lead a small internal risk team, including an assistant and support staff, with an emphasis on continuous improvement and knowledge development. Qualifications: • 7+ years of progressive experience in commercial insurance, risk advisory, or corporate risk management (real estate sector strongly preferred)., • Deep knowledge of commercial real estate exposures and relevant coverage lines, including layered property, WC with high deductibles, and liability programs., • Proven ability to assess contracts, policy forms, and risk implications with precision., • Experience working with national or large-scale insurance programs., • Skilled in claims management, renewal strategy, risk modeling, and vendor/broker negotiation., • Bachelor's degree required; CPCU, ARM, or similar designation preferred., • Collaborative, solutions-oriented approach with strong analytical and interpersonal skills. Why This Role Stands Out: • Stability & Growth: Join a financially strong company with long-term employees and year-over-year growth., • Family-Oriented Culture: Despite its scale, the company maintains an agile, accessible leadership environment with minimal red tape., • Recognition: Regularly ranked among the top workplaces in Tampa Bay., • Impact: Influence decisions at the highest levels and help shape the company’s long-term risk philosophy.